Obamacare: A Pile of Partisan Mush
The debate over health care has changed from one of ideologies to one of mere partisan competition.
Supporters of the bill argue that health care is a right and that everyone is entitled to health care. While this is an arguable topic, some people do feel that the government should provide its citizens with health care. However, the health care bill being voted on today will do anything but have the government provide its citizens with health care.
Do supporters on the bill realized that their once cherished beacon of hope at the end of the legislature has now turned into a pile of partisan mush?
While Democrats in the legislature complain that the only thing stopping them from passing Obamacare are the Republicans, the Republicans can also argue that the only thing causing the passage of such a bill are the Democrats.
It would have been one thing if the bill actually covered 30 million uninsured people once passed. The Democrats would have a sound argument saying that by not passing the bill, millions would be left uninsured. However, the current bill will only mandate that the millions of uninsured people buy health insurance. That is like telling an unemployed person you will help them find a job by only telling them to find a job. There is a reason so many people do not have health insurance--people can either not afford it or cannot be covered due to a pre-existing condition.
While the health care bill will mandate that insurance companies disregard pre-existing conditions, this will do anything but help people afford to buy their own health insurance.
My father, who has worked in the health insurance business for as long as I can remember, and I were talking about what insurance companies covering pre-existing conditions without penalty would do to consumers. The example we came up with was this:
We have paid around $10,000 a year for health insurance coverage over the last 10 years, amounting to nearly $100,000. From this $100,000, weve probably had around $20,000 of medical bills covered because no one in our family has suffered any major injury or medical complications. Were $80,000 in the red.
Now, what will happen if insurance companies start covering people with pre-existing conditions without penalty? They will surely not need only $20,000 of coverage over 10 years. But because these people are to be covered without any penalty against them, the price of insurance for everyone else covered under the same company will be inflated by a exponential amount.
While this plan benefits those with pre-existing conditions, millions more will suffer due to the inflation that will ensue from this kind of plan. In reality, the only people this current health care bill could help are those with pre-existing conditions who cant get insurance otherwise.
In an effort to say they got something done, the Democrats have turned Obamacare into a convoluted mess of unfunded mandates for the nations citizens and bribes such as student loan programs and extended government assistance programs for certain states.
The health care bill, if passed, will be nothing but a meaningless trophy for the Obama administration--not the beacon of hope for the millions of uninsured Americans.
And Ms. Pelosi, in case you forgot how things are supposed to be done, watch this.